UNITED MILEAGE PLUS EXPLORER CREDIT CARD

United Mileage Plus Explorer Credit Card is also a very good for frequent travellers.You can earn a one-time bonus of 40,000 miles after spending $2,000 on purchases within the first 3 months of account opening.

Features of the United Mileage Plus Explorer Credit Card

This is another credit card powered by Chase which offers participation in the program of earning bonus miles when using it. The company also has dropped the annual membership fee for the first year, after that the fee is $95. The United Mileage Plus Explorer Credit Card is presented in 2 types – Signature and Platinum. The applicants are first considered for Signature credit card and if not accepted will be offered a Platinum card.

As most of the credit cards the annual percentage rate is a summation of the highest primer loan rate listed in The Wall Street Journal and a fixed percentage. For purchases this is 10.99%, so that the APR will be 14.24%. The same is the case with annual percentage rate for balance transfers. To get the APR for cash advances and overdraft advances just add the prime rate to 15.99%, and the result is 19.24%. One very important point is that the prime rate is a variable which means that any increase or decrease of the prime rate will result in change in the annual percentage rates. This will appear on the billing statement, but the bank keeps the right to change the rates or terms of the cardholder agreement without a notice.

Indefinite penalty annual percentage rate will be imposed in cases of breach of the cardholder agreement by the cardholder’s part. Payment that is overdue, check or payment which has been returned and not honoured is considered breaches of terms. The penalty APR is 29.99% and will be applied also in case that such breaches occur in another account that the cardholder has with Chase.

Besides the penalty APR these types of violations of the cardholder agreement are penal by penalty fees. If the card owner fails to meet the due date of his/her payment he owes a penalty fee dependable on the balance he/she has. The fees are as follows:

FEE              BALANCE

$15              less than $100

$25              between $100 and $250

$35              over $250

If the cardholder has a check or payment which had been returned and not processed he/she needs to pay a fee in the amount of $25 and $35 for every other same violation within 6 billing cycles. Owners of Signature credit cards are freed of over-the-credit-limit fee, for the others it is up to $35.

These credit cards are subject to transaction fees as well. Every balance transfer will be charged will the greater of $5 or 3% of the amount in question. Any cash advances or overdraft advances will be charged with at least $10 or 3% of the sum. For any foreign transactions the fee will be 3% of the amount of the transaction.

Benefits of the United Mileage Plus Explorer Credit Card

The United Mileage Plus Explorer Credit card offers quite extra benefits besides the participation in the bonus miles awarding programme of United Mileage. One of the benefits is the priority boarding which provides to the cardholder preferential boarding. Moreover, the owner of such a credit card receives the first checked bag free of charge for up to 2 persons per reservation. However, fees for additional or oversized bags will be imposed. Another extra benefit is the ability to receive two united club membership card which will be valid when showed to any United Club place.

When opening of the account the new cardholder will receive 25000 bonus miles after the first use of his/her card for purchases, checks or balance transfers. Any types of cash advances do not qualify for this bonus. Additional 5000 bonus miles can be earned if within two billing cycles after opening of the account the cardholder and an authorized user make purchases or balance transfers with the card. These two promotions are one-time offers and are valid for new card owners only.

The United Mileage Plus Explorer Credit Card will accumulate 1 bonus mile with every dollar spent on net purchases with the card. When purchases are made directly through United and also for tickets bought from Continental Airlines the cardholder receives an additional 1 mile for $1. It is essential to know that cardholders get bonus miles from net purchases alone. Cash advances, balance transfers, foreign transactions, checks and overdraft advances, as well as interest or fees do not earn bonus miles. The company does not apply limitations over the number of bonus miles one can receive. Another benefit of this card is that the bonus miles that the card accumulates cannot expire and are active until the account is open and is not default.

How To Apply For United Mileage Plus Explorer Credit Card

1. Click on this page.

2. You will find one application form fill it with you personal details like:

• First Name and Last name
• DOB
• City 
• E-mail
• Phone Number 📞

3. Scroll down below and click on SUBMIT button

F.A.Q.

Q1.  Who issues the United Mileage Plus Explorer Credit Card?

A1.  United Mileage Plus Explorer Credit Card both are issued by Chase Bank.

Q2.  Are United Mileage Plus Explorer Credit Card worth it?

A2.  This depends on the user. If you are a frequent United Mileage Plus Explorer Credit Card and want to earn rewards in number of spending categories, then yes, this card is for you. Our detailed United Mileage Plus Explorer Credit Card review will definitely help you to satisfy your nerves.

Q3.  What can I buy with United Mileage Plus Explorer Credit Card ?

A3.  Both the credit cards offer different features. The United Mileage Plus Explorer Credit Card can be used for purchases anywhere master cards are accepted. you can use it both offline and online.

Q4.  what rewards can you expect with United Mileage Plus Explorer Credit Card?

A4.  United Mileage Plus Explorer Credit Card offers a bundle of exclusive discounts to its customers. This includes, discounted purchases from United Mileage Plus Explorer Credit Card $25 cashback for every $200 spend and much more offers like Free shipping.

Q5.  How to Increase my credit limit?

A5. You can do this reaching out to the customer service line at 1-800-304-9288