BRITISH AIRWAYS SIGNATURE VISA CREDIT CARD

The British Airways Visa Signature Card is known for offering large sign-up bonuses that are worth hundreds of dollars in free flights or upgrades.With this card you can purchase anything from everywhere in country without any Extra (no foreign transataction fee).

British Airways Visa Signature Card is good for peoples who are frequent travellers and provide very good offers in flights and hotel booking.

Features of the British Airways Signature Visa Credit Card

This is a different airlines credit card supported by Chase. This credit card is offered on basis of the applicant’s creditworthiness for $95 annual membership fee. The interest charged every month is calculated using annual percentage rates. These rates are basically a sum of a constant percentage, chosen by the bank, and the prime rate. The prime rate is the highest loan rate, which can be found in the money section of The Wall Street Journal. It is a subject of change which means that it will be responsible for any changes that occur in the annual percentage rates. The annual percentage rates are different for the different types of transactions. For instance, the APR for purchases and balance transfers is 14.24%, which is the sum of the prime rate and 10.99%. However, for cash advances and other types of advances such as overdrafts this rate is higher – 19.24%.

There is another type of annual percentage rate which is applicable when there is a case of a violation of terms in the cardholder agreement. It is a form of penalty rate and is 29.99%. If a late payment or returned payment occurs the penalty rate becomes applicable indefinitely. The penalty rate is also imposed when there is an excess of the credit limit on the credit card or other account or loan supported by Chase.

In cases of violation of the terms in the agreement the bank imposes penalty fees as well. They are dependable on the type of violation. If the cardholder misses or delays a payment and go over the due date of the billing cycle, a late payment fee is $25. However, if the cardholder repeats the violation within 6 billing cycles, the next fee will be $35. The same is the case if Chase returns a payment unprocessed or a check has not been honoured.

One of the promotional benefits of this credit card is that the foreign transactions done through it are free of charge. For the other types of transactions, as cash advances and balance transfers the fee is the largest of $10 or 5% of the amount in the transaction.

Benefits of the British Airways Signature Visa Credit Card

With this credit card Chase offers a lot of bonuses including a membership in the British Airways Exclusive Club. All the bonus miles earned through the BA Signature Visa are transferred to the Exclusive Club account. Each cardholder receives one when enrolling with Signature Visa, if he/she does not have one already.

With the British Airways Signature Visa Credit Card cardholders participate in the bonus miles rewarding program. For every dollar spent on net purchases of British Airways services, 2.5 bonus miles are collected. Additionally, every other dollar of net purchases will accumulate 1.25 BA miles. Miles are earned from purchases alone and not from any cash advances, checks, and overdraft advances, any kind of interest or fees charged on the account as well as balance transfers. Foreign transactions and currency does not win miles either. There are no limitations as for the number of miles which can be collected on an account. If a card owner accumulates 50000 bonus miles they can redeem them for one transatlantic flight in economy class. The reward flight must be from USA to Europe Zone 1 or from Europe to USA, excluding Hawaii.

Another perk of this card is the opportunity to one Travel Together Ticket every calendar year if the cardholder accumulates at least $30000 on his/her account. This sum should be from net purchases only. The ticket can be redeemed by the cardholder for one companion. This is a one time deal for each calendar year if the requirements are met.

Every cardholder receives 25000 BA bonus miles after their first purchase. This is for new accounts only and these miles can be redeemed for one domestic reward flight with BA or their partner airlines. Another 25000 bonus miles can be collected if within the first 3 months after opening of the account the card owner reaches $2500 of net purchases. Again, this is a bonus promotion for new cardholders only.

 How To Apply For BRITISH AIRWAYS SIGNATURE VISA CREDIT CARD

1. Click on this page.

2. You will find one application form fill it with you personal details like:

• First Name and Last name
• DOB
• City 
• E-mail
• Phone Number 📞

3. Scroll down below and click on SUBMIT button

F.A.Q.

Q1.  Who issues the British Airways Signature Visa Credit Card ?

A1.  British Airways Signature Visa Credit Card  both are issued by Chase Bank.

Q2.  Are British Airways Signature Visa Credit Card  worth it?

A2.  This depends on the user. If you are a frequent British Airways Signature Visa Credit Card  and want to earn rewards in number of spending categories, then yes, this card is for you. Our detailed British Airways Signature Visa Credit Card review will definitely help you to satisfy your nerves.

Q3.  What can I buy with British Airways Signature Visa Credit Card ?

A3.  Both the credit cards offer different features. The British Airways Signature Visa Credit Card  can be used for purchases anywhere master cards are accepted. you can use it both offline and online.

Q4.  what rewards can you expect with British Airways Signature Visa Credit Card ?

A4.  British Airways Signature Visa Credit Card  offers a bundle of exclusive discounts to its customers. 

Q5.  How to Increase my credit limit?

A5. You can do this reaching out to the customer service line at 1-800-304-9288