THE PRIORITY CLUB SELECT VISA CREDIT CARD

Priority Club Select Visa Credit Card is one of the best Credit Card at its price specially for those who would like to spend Less than $ 18000 annually.There are too many benefits of this Credit Card as mentioned below. It Also provides various Gift Vouchers For their new users.

Features of the Priority Club Select Visa Credit Card

This credit card is offered in two types Signature and Platinum, depending on the applicant’s creditworthiness. Chase provides promotional no annual membership fee for the first year after opening of the account, after that the fee is $49 a year. First, applicants are considered for the Signature card and if rejected the applicant will receive a Platinum one. The difference between the two types of credit cards is in the annual percentage rate and some fees which are applicable only for one type of card.

As far as the annual percentage rate for purchases is concerned, for Signature cards this percentage rate varies between 13.24% and 17.24% depending on the credit record of the cardholder. For Platinum card this percentage is 17.24%. Every rate is based on the prime rate, published by The Wall Street Journal. This is the highest loan rate found in the money section of the journal. Any chances in this rate will cause changes in the percentage rates with which Chase operates. The annual percentage rate applies to balance transfers and cash and overdraft advances as well. The APR for balance transfers is the same as the one for purchases, while as for the cash and overdraft advances it is 19.24%, again dependable on the prime rate. It is important to be noted that overdraft advances are not available in all states.

Another percentage rate is the penalty APR applicable in cases of violations of the terms of the cardholder agreement. Such violations include late payments, exceeding the credit limit, payments which have not been processed and have been returned. The penalty annual percentage rate is 29.99% and will apply to all balances in the account. However, if the cardholder sends at least the minimum payment on time for 6 consecutive billing periods after the late payment the penalty APR will be terminated and the normal rate will apply.

When it comes to violations of terms fees are also applicable. Late payments are charged with a penalty fee of up to $35. Returned checks or payments and over-the-credit-limit fees are the same in amount. For Signature Visa cards fees for exceeding your credit limit do not apply.

One of the benefits of this card is that the foreign transactions are free of charge. For the other two types of transactions – balance transfers and cash advances, the fees are the greater of respectively $5 or 3% of the amount and $10 or 3% of the amount. These are imposed on the day of the transaction.

Benefits of the Priority Club Select Visa Credit Card

This card earns its owner 5 points on every dollar spent in InterContinental Hotels Group. Additional 2 points for every dollar will be collected for net purchases made at merchants who accept Visa and one point for every dollar spent elsewhere. The points are earned from net purchases only. Balance transfers, checks, cash advances and foreign transactions do not accumulate points. The programme does not limit the number of points which can be collected from one cardholder. Also, it offers an upgrade to Priority Club Rewards Gold Elite Status as long as the account is not default.

As a one-time offer new account owners will receive 30000 reward points after the first purchase, balance transfer, or check, cash advances excluded. These points can be redeemed for 2 free nights at Holiday and Holiday Express Hotels worldwide.

Another benefit is the 10% rebate the card members get every year. This basically means that every year in which the accounts is active and not default for every 10000 redeemed points the cardholder gets 1000 points back. In additional, the company offers annual anniversary present in the form of a free night certificate.

F.A.Q.

Q1.  Who issues the Priority Club Select Visa Credit Card?

A1.  Priority Club Select Visa Credit Card both are issued by Chase Bank.

Q2.  Are Priority Club Select Visa Credit Cardworth it?

A2.  This depends on the user. If you are a frequent Priority Club Select Visa Credit Card shopper and want to earn rewards in number of spending categories, then yes, this card is for you. Our detailed Priority Club Select Visa Credit Card review will definitely help you to satisfy your nerves.

Q3.  What can I buy with Priority Club Select Visa Credit Card?

A3.  Both the credit cards offer different features. The Priority Club Select Visa Credit Card can be used for purchases anywhere master cards are accepted. you can use it both offline and online.

Q4.  what rewards can you expect with Priority Club Select Visa Credit Card?

A4.  Priority Club Select Visa Credit Card offers a bundle of exclusive discounts to its customers. This includes, discounted purchases from Priority Club Select Visa Credit Card up to $100 cashback for every $500 spend and much more offers like Free shipping.

Q5.  How to Increase my credit limit?

A5. You can do this reaching out to the customer service line at 1-800-935-9935